A full range of individual investment products are available to use in the pursuit of a customized plan to meet your needs for retirement planning, gift planning, business retirement plans such as 401(k)s, SEP IRAs etc.  We are specialists in retirement income planning and in the unique design of  strategies that can minimize the downside risk of investing in the market while at the same time benefiting from upward moves in the stock averages.  At Clark Estate Services, we take pride in working directly with you to design the investment plan that meets your objectives.